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Personal Accident Insurance

Personal Accident Insurance
Personal Accident Insurance (Personal Accident Insurance) - Accidents caused by transportation lately increasingly, even the NTSC (National Road Safety Committee Chairman transportation) recorded death toll from a mode of transportation accidents in 2011 increased by 174 percent when compared to 2010. Most of these accidents caused by human error factor of 52%. While technical factors reached 42% and 6% environment.

Certainly no one expects the arrival of a disaster or become a victim of an accident, but the unexpected can happen anytime and anywhere. It's good that we know what personal accident insurance article?

Personal Accident Insurance (Personal Accident Insurance) is a life insurance product that provides protection accident if the insured had an accident that resulted in death or permanent disability all or part of limbs.

Benefits and Protection of Personal Accident Insurance (Personal Accident Insurance)
  • If you died in the accident insurance period, the beneficiary will receive compensation amounting to 100% of the sum insured.
  • If you experience total permanent disability due to accident during the insurance period, the beneficiary will receive compensation amounting to 100% of the sum insured.
  • If you experience partial permanent disability due to accident during the insurance period, would be given compensation amounting to a percentage of the sum insured (in accordance with applicable regulations).
  • If you experience any hospitalization due to accident during the insurance period, then the hospital will be awarded compensation up to a maximum of 10% of the sum insured for any accidents. The maximum total benefit payment is 50% of the sum assured in the first policy year for several accidents
Personal Accident Insurance (Personal Accident) will shift the risk of financial loss which would you / family experienced when the unfortunate accident, but it can not prevent you from disaster risk itself.
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