Miscellaneous Insurance in Indonesia

Insurance can be interpreted as an attempt by someone to minimize risk. In other words, all the things we do or what-anything that contains risk can basically be insured. The following will be reviewed about the kinds of insurance that are often used.

Health Insurance

This insurance can be categorized as a type of insurance that is most easily and commonly found in the community. Health insurance is usually provided by the company or institution where a person bekarja. Examples of health insurance that can be selected is hospitalization insurance in the hospital with two kinds of protection that is protection with card system and protection of the reimbursement system. The first type of protection in the sense that if the policyholder hospitalized, then the payment process can be done only by showing the card provider. Furthermore, the insurance will pay the entire cost of the hospital, medications, doctor visits, surgery and others. Protection with a reimbursement system requires the policyholder to pay in advance the whole cost of the hospital and then make a claim to the insurance company.

Life Insurance

Many thought bahwasannya life insurance has the impression to prepare for death. On the other hand, many also believe that the life in the hands of God and death is the prerogative belongs to God Almighty. Asusransi soul is not intended to circumvent death, but as a protector for the family that will be abandoned in the event of bad things that menimmpa policyholders.

There are two types of life insurance that is Term Life and Whole Life. Term Life Insurance will memberilan protection or protection for a certain period of time ranging from 1, 5 and 10 years. Premium money will be forfeited at the end of the period, but the insured value of insurance product will be much greater. Whole Life Insurance will provide lifelong protection system. This would result in the value of the premium to be more expensive than term life insurance. If the policyholder does not die during the insurance contract, then he can claim the insurance money that is smaller.

Education Insurance

This type of insurance will provide protection for children's education. Generally, this type of insurance combined with life insurance.

Insurance of Loss

This type of insurance is also known as the Non-Life Insurance and regulated in Law No.2 / 1992 to handle losses on a business. These types of insurance include fire insurance will provide protection against loss from fire in the home, office, hotel and so on. Other types of insurance is that the transportation insurance provides protection during transport of goods by land, sea or air. Another type of insurance is often used by insurance vehicle / car and accident insurance.

Komentar

Postingan populer dari blog ini

Personal Accident Insurance

Personal Accident Insurance (Personal Accident Insurance) - Accidents caused by transportation lately increasingly, even the NTSC (National Road Safety Committee Chairman transportation) recorded death toll from a mode of transportation accidents in 2011 increased by 174 percent when compared to 2010. Most of these accidents caused by human error factor of 52%. While technical factors reached 42% and 6% environment. Certainly no one expects the arrival of a disaster or become a victim of an accident, but the unexpected can happen anytime and anywhere. It's good that we know what personal accident insurance article? Personal Accident Insurance (Personal Accident Insurance) is a life insurance product that provides protection accident if the insured had an accident that resulted in death or permanent disability all or part of limbs. Benefits and Protection of Personal Accident Insurance (Personal Accident Insurance) If you died in the accident insurance period, the beneficiary will r...

Baca selengkapnya

Knowing More About Standards Financial Accounting

Many of you are probably still did not have an idea of what will be discussed in this article. Let's start by describing the definition first. Financial Accounting Standards (IFRSs) is a framework in the financial reporting procedures to enable the uniformity in the presentation of financial statements. SAK is the result of the formulation of the principal Committee of Accounting Indonesia in 1994 replaces Accounting Principles GAAP in Indonesia in 1984. Indonesia is applied on the existing accounting standards such as IAS, IFRS, ETAP, GAAP. There was also SFAS Sharia and SAP. SAK serves to uniformity financial statements, in addition, SAK also serves to facilitate the preparation of financial statements, auditors and makes it easier for the reader of financial statements to understand and compare the financial statements of the entity that is different. There are several explanations of many kinds of Financial Accounting Standards. IAS-IFRS IAS - IFRS stands for Statement of Fin...

Baca selengkapnya

Role of Insurance in The Economic Crisis

The economic crisis can hit any country in the world, including Indonesia. The crisis will have an impact on all aspects which lead to higher prices in the market economy is also included health care costs will continue to experience the impact of the crisis. The role of insurance in times of economic crisis is very helpful at a time when a person has to undergo medical treatment in hospital. With the cost of the policy is paid each month, customers will have the benefit of insurance so it does not need to sell it to pay for the hospital. Large companies such as Prudential Insurance, Commlife, and AIA is a company that many in the community believe the insurers Indonesia as a responsible and professional. It's good at a young age we signed as insurance customers in the next 10 years so we have enough savings to be made in venture capital also get covers to old age. The amount of savings in the investment policy we can set, such as the example of the cost of 500 thousand rupiah can ...

Baca selengkapnya

All About Insurance

Cari Blog Ini